Attention homeowners in Mount Shasta and Siskiyou County: Get an Appraisal today!

Here are the top reasons CA homeowners use Tim Larive:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
To cut their mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
To settle an estate in CA by determining the true market value of property in question

Do you own a home in or near Mount Shasta? Do you need help deciding the value of your real estate?
Contact Tim Larive.

At Tim Larive, we understand the special needs of a customer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Tim Larive will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value judgement than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut costs for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're seasoned in helping customers just like you remove unwanted and unneeded PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in a region that's declining. This only means you're paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Tim Larive is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can this be inconvenient from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. Tim Larive can help you reinstate your home equity line of credit with an expert appraisal.

We Offer Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for precision, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Tim Larive offers field reviews where we go out and check the subject and comparables in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Tim Larive can help with that too. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.